USA TODAYPublished 2:20 PM EDT Jun 16, 2020Apple is offering interest-free financing on new iPad, Mac and AirPod purchases for those enrolled in its branded credit card program. And you’ll get 3% cashback up-front. But here’s the catch: You must buy the devices on Apple.com, on the Apple Store app or at an official Apple Store.The new purchasing plan will vary by device, though it’s similar to what the retailer introduced in 2019 for iPhone. Just like the iPhone financing program, Apple’s new plan lets you pay off the merchandise via monthly installments. Just choose Apple Card Monthly Installments as the payment option when you’re checking out. Online shopping: Walmart partners with Shopify to capitalize on wave of online shopping during pandemicWant a promotion?: Beware of this bias: Ask HRSmartphones can be paid off over 24 months, while Apple TV, HomePod and AirPods can be financed only for over six months with no interest. Other devices like Macs, iPads and accessories qualify for 12 months of interest-free payments. Currently, there is no option to finance the Apple Watch. Apple launched its digital credit card, a Mastercard, in 2019 through a partnership with issuer Goldman Sachs. The credit card offers unlimited cash back on purchases. And the 3% cashback accrued is immediately deposited to the Apple Cash card. Monthly installments live in the Wallet app along with remaining balance, and payment history.Follow Dalvin Brown on Twitter: @Dalvin_Brown.