Terms & Conditions

The terms that apply when you use this site.

Using this site means accepting the terms set out on this page.

Using the site

You are welcome to read, print and link to anything here. Republishing an article in full, or presenting it as your own work, is not permitted.

Accuracy

Everything is checked when it is written and carries the date it was last changed. Events move quickly, so check that date before relying on a page.

This is not advice

What is here is journalism, not advice about your situation. Where a decision carries real cost — financial, legal or medical — speak to someone qualified to look at the specifics.

Changes to these terms

These terms may change. The version on this page is the one that applies.